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Term Loans:

Time of Funding: Customer funded directly in 48 hours after they accept the terms of the loan

Pre-approval time: In minutes

Loan Amounts: Up to $25,000, based on customer credit profile

Terms: 3 or 5 years (36 or 60 months)

Rates: As low as 6.44% up to 30% based on customer’s FICO score

FICO Scores: Minimum of 620 FICO required for approval of this option

0% Interest:

Type of loan: Multiple credit card options are available, all being offered through our firm as the sponsor of the program

Pre-approval time: In minutes

Loan Amounts: Up to $25,000, based on customer credit profile

Terms: Revolving credit card

Rates: 0% for 12, 15, or 21 months and then interest rates between 10.9% and 21.9% On any unpaid balance—NO default rates back to date of purchase

Receipt of Cards: 5-7 business days for the customer to receive their credit card

FICO Scores: 640+ for 12 and 14 month options—680+ for 21 month option

Custom Funds Program:

(An option for those individuals with less than perfect credit)

Pre-approval time: In minutes

Loan Amounts: $10,000 maximum per person

Term: Length of repayment will vary based on customer credit

Rates: 18% up to 36%

Credit Scores: Uses Vantage Score and NOT FICO—ability to repay based on Vantage Score and ability to repay loan

*All programs are available to our clients with approved credit, but are not guaranteed issue

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